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Dividend Investing Income – November 2016

Dividend Income Net Worth

This month’s dividend investing income and net worth report turned out pretty darn yummy.  I had some decent dividend income growth and net worth (even with cash declining substantially). Could have been a lot worse!
dividend-investing-income-and-net-worth-november-2016

Dividend Investing Income

November was a pretty good month for dividend income!  Obviously not enough to retire on, but enough to cover my electricity and mobile phone bill for a month.  I’ll certainly take that as a win!  I’m quickly covering more and more bills with my dividend income.

Let’s get to it.

This month I received $176.70 in dividend income.  On average, I was paid $8.83 from 20 different companies (really 19 companies and 1 fund)!  This month’s dividend investing income is a fantastic 40.09% increase over last November.

 

November 2016 Dividend Investing Income



The pie chart below also shows the percentage of each payment .

Here is a chart of my passive dividend income progress over the last 2 years.

The dividend portfolio has been updated.

Net Worth

As expected, net worth dropped a good amount this month.  We’ve had some serious home improvement projects going on and this was the biggest expense month yet.

Let’s do the numbers…

net-worth-report-november-2016

Cash

We had some SERIOUS expenses this month for our home improvement projects.  This was done by design as I was wanted to get everything as cheap as possible during the Black Friday sales.

Good news, the mission was accomplished.  We are done with the HUGE expenses and saved a bunch by buying everything roughly 20% off.  We should have our home renovations completed by Christmas this year (hopefully).  The bad news, we went a little overboard and bought fancier stuff then we really needed.  It’s a hard line to walk, buying a base model or upgrading to the premium version of things.  For example, carpet and carpet pads… do I really need a carpet pad that is half an inch thick made of some super memory foam only to be covered by some ridiculously lush carpet?  Nah,  I don’t… but I also don’t want berber with a only a thin sheet of plastic underneath it.   Marketers do a nice job of pricing products with high margin “enhancements” so you feel like you’re missing out if you don’t get at least the high side of the middle end of the product.  Anyway, that’s why that 16% drop in cash occurred this month.

Real Estate

Zillow is holding firm with their highly inflated values on my properties.  To remind you, last month Zillow bumped my properties up $120,000 out of the blue.  This month, Zillow is doubling down and has raised their estimates another $15,000 this month.  I have elected to use my own appraisal of my real estate based on what I think they would actually sell for.  That’s why there are no changes in my primary home or rental property #1 this month.

On the rental property side, things are great.  We haven’t had any problems with the units this month and everybody paid on time!

Cars

Finally an average month of car value declines.  This month the car values moved as expected, they should average roughly a 1 – 2% decline each month.

Wrap-up

This was a great month.  Pretty decent growth from last year at this time and net worth continues to grow.  I’m paying down my mortgages well and my stupid home improvements projects are almost done!!!!!  I’m very excited about the progress.  Only another 8 years of this type of saving, investing and frugal living and I’ll be ready to retire.

In terms of the markets, this should be an interesting month.  The 10 year treasury note has soared the last few months and the stock market is adjusting… and will continue to adjust yields for our favorite dividend growth stocks.  We should expect to see declines and maybe even some irrational selling after the FED raises rates this month (hopefully!).

 

If you’d like to see my previous dividend income and net worth updates, you can find them here.

How did you do this month?  Do you think we’ll see a big move after the FED raises rates this month?

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I'm a dividend growth investor who is aiming to retire in 9 years at the age of 45. My goal is to live off the income my dividend portfolio and rental property produce exclusively and leave the corporate rat race. I hope you will join me in this journey!

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  • Dividend Diplomats Dec 4, 2016, 12:28 pm

    Very solid month! No clue how you have 19 companies that pay in November haha Looks like those marketers are earning their paychecks for the carpet companies. Agree, you don’t want to ruin your carpet/flooring with no padding. It sucks, but if you are paying for the carpet, you might as well purchase the enhancement so you can enjoy the expense.

    Bert

    • Blake Dec 4, 2016, 1:02 pm

      Thanks Bert!

      Yeah, I definitely have a large collection of dividend stocks. In my book, the more the merrier! I’m with you on the carpet padding. It’s hard to stomach the extra expense upfront, however I’m sure I’ll enjoy it and be happy with what I purchased after I’ve forgotten the price 😉

      Thanks for stopping by and commenting!

  • Doug Dec 4, 2016, 6:55 pm

    Very good month. 20 different income streams is awesome

    • Blake Dec 5, 2016, 2:40 pm

      Hi Doug! Certainly no room to complain about this month. But I’m really looking forward to December’s haul!

  • Options Hunting Dec 5, 2016, 9:43 pm

    Congrats on a great month. As for the expenses, you’ve gotta face them sometimes. I would have upgraded too.

    • Blake Dec 7, 2016, 3:45 pm

      Thank you! Hopefully I’m done with HUGE expenses for a little while. My wallet can’t handle much more.

  • HomoInvestor Dec 9, 2016, 7:32 pm

    Hi DividendPig,

    I really love the feautured image of these dividend posts. It is a magnificent way to show that dividens are real money.

    Kind regards,

    Homo Investor

    • Blake Dec 15, 2016, 10:20 am

      Thanks! I really enjoy taking those pictures every month!

  • DivHut Dec 12, 2016, 10:49 am

    Nice long list of companies paying you with a very healthy year over year increase too. You are doing something right, that’s for sure. Congrats on a nice November picture.

  • Predictable Snowball Dec 12, 2016, 9:50 pm

    Congrats on a nice month of dividend income. Getting very close that millionaire status on net worth as well! Very cool. I will be including your monthly income reports in my monthly round up moving forward.

    http://www.predictablesnowball.com/2016/12/11/dividend-income-around-world-november-16/
    -Snowball

    • Blake Dec 15, 2016, 10:23 am

      Thanks Snowball!

      Real estate is sure helping push that number closer. Perhaps next year!

  • Tawcan Dec 13, 2016, 11:07 am

    Solid month! Love the fact you used sigma for sum of dividend total (this is the math nerd in me talking lol). Solid dividend income and net worth increase. Keep up the great work.

    • Blake Dec 15, 2016, 10:25 am

      Hi Tawcan,

      Ha! Nothing wrong with a little sigma in our lives right? And hats off to you for your soon to be huge year! Very impressive numbers!

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