| RBCAA Description: Republic Bancorp, Inc., through its subsidiary, Republic Bank & Trust Company, provides banking products and services in the United States. It operates in four segments: Traditional Banking, Warehouse Lending, Mortgage Banking, and Republic Processing Group. The company offers demand, savings, time, and brokered and other certificates of deposits, as well as money market and individual retirement accounts. It also provides single family, first lien residential real estate, and adjustable rate mortgage loans; commercial and industrial, commercial real estate, and multi-family loans; residential construction real estate loans; Internet and correspondent lending; home improvement and home equity loans; and secured and unsecured personal loans. In addition, the company offers lockbox processing, remote deposit capture, business on-line banking, account reconciliation, and automated clearing house processing services; Internet banking services; trust, title insurance, and other financial products and services; and financial products and services to high net worth individuals. Further, the company provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitates the payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; general purpose reloadable prepaid debit cards through third party program managers; and short-term consumer credit products. Additionally, it offers property and casualty insurance services. As of April 19, 2016, the company operated 40 banking centers, including 32 banking centers in 12 Kentucky communities; 3 in southern Indiana; 2 in Florida; 2 in Tennessee; and 1 in Ohio. Republic Bancorp, Inc. was founded in 1974 and is headquartered in Louisville, Kentucky. |
